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The live XRP price today is $0.871478 USD with a 24-hour trading volume of $3,768,170,733 USD. XRP is up 0.64% in the last 24 hours. The current CoinMarketCap ranking is 7, with a live market cap of $40,253,178,316 USD. It has a circulating supply of 46,189,574,356 XRP coins and a max. supply of 100,000,000,000 XRP coins.
What Is XRP ?
To begin with, it’s important to understand the difference between XRP, Ripple and RippleNet. XRP is the currency that runs on a digital payment platform called RippleNet, which is on top of a distributed ledger database called XRP Ledger. While RippleNet is run by a company called Ripple, the XRP Ledger is open-source and is not based on blockchain, but rather the previously mentioned distributed ledger database.
The RippleNet payment platform is a real-time gross settlement (RTGS) system that aims to enable instant monetary transactions globally. While XRP is the cryptocurrency native to the XRP Ledger, you can actually use any currency to transact on the platform.
While the idea behind the Ripple payment platform was first voiced in 2004 by Ryan Fugger, it wasn’t until Jed McCaleb and Chris Larson took over the project in 2012 that Ripple began to be built (at the time, it was also called OpenCoin).
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